Today I want to tell you about the type of emergency loan, but there are still a lot left to return to the salary day, but if the cash is exhausted, it is really difficult but it is common.
If the amount is large at all, the less Omanan and workload, the more embarrassing it is to borrow from anyone. Rather than looking at high interest rate companies from the beginning, it is better to look for places that can be used on favorable terms.
emergency loan type
It would be helpful to know in advance the type of emergency loans that you can apply for and use immediately when you are in a hurry. Recently, there are many products that can be borrowed at any time and anywhere through mobile, so I hope you know the limit and interest rate conditions.
all-won emergency loan
In the case of Allwon, it is a product handled by Nonghyup Bank. Conditions are to have a NACF account and use one of ST, SKT, and LGU + as your cell phone. Because jobs and income are not related, it is a product that anyone can join if they have conditions.
The communication grade should be within grade 9, and if it is difficult to calculate the communication grade, it will be possible to automatically examine it by applying the high interest rate model.
The maximum limit of all won is 3 million won, but the amount is not large because it is a small loan. The interest rate is 2.85% per annum, the available period is three years, and the repayment is made by equalization of principal and interest. You can apply for the NACF application, and you can apply for a loan immediately as well as on holidays or weekends.
Hanawonkyu emergency loan
Hanawonkyu is a Hana Bank product, as you can see from its name, and it is one of the kinds of emergency loans that can receive loans quickly. You can get a loan even if you do not have income, but you have to have the conditions to get insurance policies from Seoul Guarantee Insurance. If you can get insurance policy, you can use it comfortably within the limit.
You can apply through the application, except for the service restriction time. The limit is up to 3 million won, the period of use is one year, the negative account is repaid, 폰테크 and the interest rate is 4.52% per annum.
a comfortable emergency loan
The next type of emergency loan is Shinhan Bank's easy-to-use, and you can sign up through the application and apply for mobile. There is a condition that Seoul Guarantee Insurance Securities should be issued regardless of income and employment.
If you are within KCB grade 6 or within Seoul Guarantee Insurance credit rating 5 or less, you can use it more easily. The limit is up to 2 million won, the interest rate is 3.84% per annum, and you can get preferential interest rates. The period of use is one year, minus account.
cacao emergency loan
You can also get a deposit loan from Kakao Bank, but only those who can issue Seoul Guarantee Insurance can apply. Therefore, if you do not have a job or have difficulty in proof of income, you can apply if you can get insurance securities. You can proceed with all the processes from account creation to loan.
The maximum limit to be received is 3 million won, which is also used as a negative bankbook method, and the interest rate is 3.10% per annum.
pink emergency loan
1 Fink emergency loans that can be reviewed and loaned through DGB Daegu Bank, which belongs to the financial sector, are mobile products that do not require documents and visits. Normally, it is possible to proceed without difficulty if it is within grade 8 of credit rating.
The limit is up to 3 million won, and there is a condition to receive a temporary remittance. If you use it in a negative account method, the limit is 1 million won.The loan rate is at its lowest annual rate of 3.08%.